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<p><!-- Make sure you modify the 4Cast title in this section -->
<span style="font-size: 20px; font-weight: bold;
color: rgb(0, 0, 0); font-family: arial;
line-height: 110%;">OPLIN 4cast #362: Thinning
your wallet</span><br>
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<span style="font-size: 11px; font-weight: normal;
color: rgb(102, 102, 102); font-style: italic;
font-family: arial;">November 27th, 2013</span></p>
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<p style="text-align: justify;font-size: 16px;
font-family: arial; line-height: 110%;"><img
alt="wallet"
src="cid:part4.00030109.03000706@oplin.org"
align="left" height="90" width="110">As you
venture out to the stores this week - or jump
online - to do your Christmas shopping, take a
second to look at the number of plastic cards you
have in your wallet: not just credit cards, but
gift cards, customer loyalty cards, and of course
your library card(s). Various tech businesses,
including Google, have tried to reduce the plastic
clutter in our wallets by using the smartphones
most people carry everywhere, but since the
plastic card is so convenient, none of these new
ideas has become popular. Now a new startup,
called Coin, proposes to let you store the data
from many cards on one card that can be swiped
through a magnetic reader just like a standard
credit card. Most libraries use a barcode rather
than a magnetic stripe on their patron cards, but
if Coin is very successful, libraries may see some
patron demand for magnetic readers in libraries so
people don't have to carry a special piece of
plastic just for the library.
</p>
<div> </div>
<ul style="text-align: left;">
<li style="text-align: justify; font-size: 16px;
font-family: arial; line-height: 110%;"><a
href="http://venturebeat.com/2013/11/14/tired-of-a-fat-wallet-coin-lets-you-hold-all-your-cards-in-a-single-connected-card/">Tired
of a fat wallet? Coin lets you hold all your
cards in a single, connected card</a>
(VentureBeat/Devindra Hardawar) "Simply swipe
your cards using a card dongle like Square's,
take a picture of their front and back, and
Coin's app securely stores all of the card
information for you. You can hold up to eight
cards on the Coin card at once, which you can
cycle through using a small button and display
on the front of the card (an unlimited amount of
additional cards can be swapped over from the
Coin app). Paying is as simple as swiping like a
normal credit card."</li>
<li style="text-align: justify; font-size: 16px;
font-family: arial; line-height: 110%;"><a
href="http://thenextweb.com/gadgets/2013/11/14/meet-coin-single-card-replaces-every-swipeable-card-wallet-purse/">Coin
launches a crowdfunding campaign for a card
that replaces every swipeable card in your
wallet</a> (The Next Web/Nick Summers) "Each
Coin will retail for $100, but you can reserve
one for half that price if you get in early. In
addition, there's a $5 discount for every friend
you refer. The first units are expected to ship
in the summer of next year. In short, this is a
card to replace all of your cards. Until mobile
payment apps are truly commonplace across the
world, Coin seems like the best alternative."</li>
<li style="text-align: justify; font-size: 16px;
font-family: arial; line-height: 110%;"><a
href="http://www.forbes.com/sites/quora/2013/11/19/why-was-the-launch-of-coin-so-successful/">Why
was the launch of Coin so successful?</a>
(Forbes/Brian Roemmele) "Coin set its sights on
$50,000 to fund the development and production
of the proof of concept wallet-like product.
This goal was met in 47 minutes on the afternoon
of November 14th, 2013. This represents at least
1,000 confirmed pre-orders."</li>
<li style="text-align: justify; font-size: 16px;
font-family: arial; line-height: 110%;"><a
href="http://news.cnet.com/8301-1035_3-57613185-94/coin-to-strengthen-security-of-all-in-one-credit-card/">Coin
to strengthen security of all-in-one credit
card</a> (CNET/Nick Statt) "Many critics of
Coin were quick to point out the obvious
security issues with a programmable - hence,
hackable - device that contains heaps of
personal financial data. The company is
remaining steadfast in its reliance on 128- and
256-bit encryption that spans its servers, its
mobile app, and the device itself. But it's now
addressing the fraud concern by building in an
alarm that keeps track of how many times the
card is swiped."</li>
</ul>
<div style="text-align: left;"> </div>
<p style="text-align: left; font-size: 20px;
font-family: arial; line-height: 110%;"><small><strong><em>Unofficial
fact:</em></strong></small><br>
</p>
<div style="text-align: justify; font-size: 16px;
font-family: arial; line-height: 110%;">If the
collection of library cards we keep in the OPLIN
office is any indication, only about 3% of Ohio
public libraries issue patron cards that have
magnetic stripes.
</div>
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