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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-family:"Century Gothic","sans-serif";color:#002E62'>The following message is posted on behalf of the Ohio Jump$tart Coalition.<o:p></o:p></span></p><div class=MsoNormal align=center style='text-align:center'><span style='font-family:"Century Gothic","sans-serif";color:#002E62'><hr size=3 width="100%" align=center></span></div><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:black'>Celebrate National Financial Literacy Month – April 2012</span><span style='font-family:"Helvetica","sans-serif";color:#FFFFCC'><o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:black'>Did you know that April is National Financial Literacy Month? That’s right, there’s a whole month dedicated to promoting the importance of financial literacy and teaching Americans to develop good financial habits. </span><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:black'>In 2000, the Jump$tart Coalition for Personal Financial Literacy, a national coalition of financial education advocates, began promoting April as Financial Literacy for Youth Month. In March 2004, the U.S. Senate passed Resolution 316 which officially designated April as National Financial Literacy Month.</span><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:black'>The recent recession may be behind us, but Ohioans still have few reasons to celebrate. Here are some facts: </span><o:p></o:p></p><p class=MsoListParagraph style='margin-left:.75in;text-indent:-.25in;mso-list:l1 level1 lfo2'><![if !supportLists]><b><span style='font-family:"Arial","sans-serif";color:black'><span style='mso-list:Ignore'>1.<span style='font:7.0pt "Times New Roman"'> </span></span></span></b><![endif]><span style='font-family:"Arial","sans-serif";color:black'>Ohio high school students received an average score of 67.57% on the 2011 National Capability Challenge, an exam designed to gauge students’ knowledge of personal finance concepts. Scores declined from an average of 70.71 percent in 2010.</span><o:p></o:p></p><p class=MsoListParagraph style='margin-left:.75in;text-indent:-.25in;mso-list:l1 level1 lfo2'><![if !supportLists]><b><span style='font-family:"Arial","sans-serif";color:black'><span style='mso-list:Ignore'>2.<span style='font:7.0pt "Times New Roman"'> </span></span></span></b><![endif]><span style='font-family:"Arial","sans-serif";color:black'>The Ohio Attorney General reported Ohioans lost $2 million in 2011 to sweepstakes scams.</span><o:p></o:p></p><p class=MsoListParagraph style='margin-left:.75in;text-indent:-.25in;mso-list:l1 level1 lfo2'><![if !supportLists]><b><span style='font-family:"Arial","sans-serif";color:black'><span style='mso-list:Ignore'>3.<span style='font:7.0pt "Times New Roman"'> </span></span></span></b><![endif]><span style='font-family:"Arial","sans-serif";color:black'>Ohio's unemployment rate was 8.1 percent in December 2011 according to the Ohio Department of Jobs and Family Services. </span><span style='font-family:"Arial","sans-serif";color:black'>An alarming trend in which families are dipping into retirement savings in order to pay bills and make ends meet continues.<o:p></o:p></span></p><p class=MsoListParagraph style='margin-left:.75in;text-indent:-.25in;mso-list:l1 level1 lfo2'><![if !supportLists]><b><span lang=EN style='font-family:"Arial","sans-serif";color:black'><span style='mso-list:Ignore'>4.<span style='font:7.0pt "Times New Roman"'> </span></span></span></b><![endif]><span lang=EN style='font-family:"Arial","sans-serif";color:black'>Student loan default rates at Ohio private-for-profit schools continued to soar through 2010, with some default rates at trade schools exceeding 40 percent. </span><span lang=EN style='font-family:"Arial","sans-serif";color:black'><o:p></o:p></span></p><p class=MsoNormal style='margin-left:.25in'><span style='font-family:"Helvetica","sans-serif";color:#FFFFCC'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:black'>Personal finance education must begin at an early age and continue for a lifetime. Sharing financial education books, articles and videos with your library members is a great way to change lives and raise awareness of National Financial Literacy Month. That’s something we can all celebrate.</span><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:black'>Leslie Blackston-Favors<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:black'>Ohio Jump$tart Coalition<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:black'>7748 Chancel Drive<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:black'>Columbus, OH 43235<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:black'>Ph: (614) 840-0892<o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><i><span style='font-family:"Arial","sans-serif";color:black'>The Jump$tart Coalition for Personal Financial Literacy is dedicated to improving the financial literacy of our nation’s pre-kindergarten through college-age youth. Volunteers in 49 states support the Jump$tart mission by providing advocacy, research, standards and educational resources. For more information on the Jump$tart Coalition for Personal Financial Literacy and the Ohio Jump$tart Coalition visit <a href="http://www.jumpstart.org">http://www.jumpstart.org</a> and <a href="http://www.ohjumpstart.org">http://www.ohjumpstart.org</a>.</span></i><o:p></o:p></p></div></body></html>