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<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:black">The following message is from the Ohio Jump$tart Coalition for Personal Financial Literacy<i>.
</i><b>Ohio libraries can contact guest speakers listed at </b></span><b><span style="font-family:"Arial","sans-serif";color:navy"><a href="http://www.jumpstart.org/index.php?id=1378">http://www.jumpstart.org/index.php?id=1378</a></span></b><b><span style="font-size:10.0pt;color:navy">
</span></b><b><span style="font-family:"Arial","sans-serif";color:black">for programming.</span></b><span style="font-size:10.0pt;color:navy">
</span><span style="font-family:"Arial","sans-serif";color:black">If you have any questions or would like additional information, please contact Leslie Blackston-Favors at 614.840.0892 or
</span><span style="font-family:"Arial","sans-serif";color:navy"><a href="mailto:contact@themoneyclubhouse.com">contact@themoneyclubhouse.com</a>.
<o:p></o:p></span></p>
<p class="MsoNormal"><i><span style="font-family:"Arial","sans-serif";color:black"><o:p> </o:p></span></i></p>
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<p class="MsoNormal"><strong><span style="font-family:"Arial","sans-serif";color:black">Celebrate National Financial Literacy Month – April 2013</span></strong><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:#FFFFCC"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:black">In March 2004, the U.S. Senate officially designated April as National Financial Literacy Month. Finally, a month-long celebration would promote the importance of financial literacy
and teaching Americans to develop good financial habits. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:black">As the nation continues to show signs of a sluggish recovery from the recent recession, Ohio is still struggling. The following facts are signs that the need for financial education
in the Buckeye state has never been greater: </span><span style="font-family:"Arial","sans-serif";color:#FFFFCC"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:#FFFFCC"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:black">1. According to Ohio Jobs and Family Services, while Ohio's unemployment rate now hovers around 6.7 percent, many families continue to dip into savings, retirement accounts, or
use credit in order to pay bills and make ends meet.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:#FFFFCC"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:black">2.
</span><span lang="EN-GB" style="font-family:"Arial","sans-serif"">With the passage of Senate Bill 311, personal finance education became mandatory for all Ohio high school students beginning in 2010. However,
</span><span style="font-family:"Arial","sans-serif";color:black">Ohio high school students received an average score just below 67.57% on the 2012 National Capability Challenge, an annual exam designed to gauge students’ knowledge of personal finance concepts.
Students scored an average of 70.71 percent on the exam in 2010.</span><span style="font-family:"Arial","sans-serif";color:#FFFFCC"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:#FFFFCC"><o:p> </o:p></span></p>
<p class="MsoNormal"><span lang="EN" style="font-family:"Arial","sans-serif";color:black">3. Student loan default rates at Ohio private-for-profit schools continued to soar through 2012; with some default rates exceeding 40 percent.
<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left:30.5pt"><span style="font-family:"Arial","sans-serif";color:#FFFFCC"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:black">National Financial Literacy Month shouldn’t end with April. Sharing financial education books, blogs, videos, and other resources with library members of all ages throughout the
year is a great way to educate, raise awareness, and change lives. With your help, every month can be National Financial Literacy Month. That’s something all Ohioans can celebrate.</span><span style="font-family:"Arial","sans-serif";color:#FFFFCC"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:#FFFFCC"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:black">---</span><span style="font-family:"Arial","sans-serif";color:#FFFFCC"><o:p></o:p></span></p>
<p class="MsoNormal"><i><span style="font-family:"Arial","sans-serif";color:black">Ohio Jump$tart is a 501(c)(3) non-profit educational organization that brings together like-minded organizations to work collectively and collaboratively to advance financial
literacy among kindergarten through college-aged students. Ohio Jump$tart partners are individuals and organizations who recognize and support the lifetime benefits of personal financial education: teachers, parents, corporations, CPA's, banks, credit unions,
school administrators, school districts and boards of education.<o:p></o:p></span></i></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:#FFFFCC"><o:p> </o:p></span></p>
<p class="MsoNormal"><i><span style="font-family:"Arial","sans-serif";color:black">The Jump$tart Coalition for Personal Financial Literacy is dedicated to improving the financial literacy of our nation’s pre-kindergarten through college-age youth. Volunteers
in 49 states support the Jump$tart mission by providing advocacy, research, standards and educational resources. For information and a clearinghouse of educational resource materials visit
<a href="http://www.jumpstart.org">http://www.jumpstart.org</a>.</span></i><i><span style="font-family:"Times New Roman","serif""> <span style="color:#002E62"><o:p></o:p></span></span></i></p>
<p class="MsoNormal"><i><span style="font-size:11.0pt;color:#002E62"><o:p> </o:p></span></i></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:black">Leslie Blackston-Favors<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:black">Ohio Jump$tart Coalition<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:black">7748 Chancel Drive<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:black">Columbus, OH 43235<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:black">Ph: (614) 840-0892</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:black"><a href="http://www.ohjumpstart.org">www.ohjumpstart.org</a>
<o:p></o:p></span></p>
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