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<p class="MsoNormal"><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f">
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</v:shapetype><v:shape id="Picture_x0020_7" o:spid="_x0000_s1026" type="#_x0000_t75" href="http://library.ohio.gov/marketing/money-mondays-understanding-mortgage-loans" style='position:absolute;margin-left:0;margin-top:0;width:67.2pt;height:35.6pt;z-index:251658240;visibility:visible;mso-wrap-style:square;mso-width-percent:0;mso-height-percent:0;mso-wrap-distance-left:9pt;mso-wrap-distance-top:0;mso-wrap-distance-right:9pt;mso-wrap-distance-bottom:0;mso-position-horizontal:absolute;mso-position-horizontal-relative:text;mso-position-vertical:absolute;mso-position-vertical-relative:text;mso-width-percent:0;mso-height-percent:0;mso-width-relative:page;mso-height-relative:page' o:button="t">
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</v:shape><![endif]--><![if !vml]><a href="http://library.ohio.gov/marketing/money-mondays-understanding-mortgage-loans"><img border="0" width="112" height="59" src="cid:image002.png@01CEF724.DD938900" align="left" hspace="12" title="" v:shapes="Picture_x0020_7"></a><![endif]>From
 saving money to buying a home, it’s important to be financially literate. Enjoy your lunch and learn with the
<a href="https://www.cuofohio.org/"><span style="color:#0C6666">Credit Union of Ohio</span></a> as we present
<b>Money Mondays at the State Library</b>: a series of <i>free</i> lunch-n-learn sessions designed to help you manage your financial future.<o:p></o:p></p>
<p class="MsoNormal">                                                                                                                                              
<o:p></o:p></p>
<p class="MsoNormal">The next <i>Money Mondays</i> session will be held via webinar (<b>online only</b>) from 12:00 – 1:00 pm.<o:p></o:p></p>
<p class="MsoNormal">                                                                                                                                                    
<o:p></o:p></p>
<p class="MsoNormal"><b><span style="color:#0C6666"><a href="http://library.ohio.gov/marketing/money-mondays-understanding-mortgage-loans">December 16: Understanding Mortgage Loans</a></span>
</b><b><span style="font-family:Wingdings">ß</span>Register<o:p></o:p></b></p>
<p class="MsoNormal" style="margin-left:.5in">This class reviews the fees involved in a mortgage. It reviews the different types of financing options such as fixed rate loans, variable or ARM loans, balloon loans, and interest only mortgages.
<o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"><o:p> </o:p></p>
<p class="MsoNormal" style="margin-left:.5in">You’ll get the webinar link upon registration; seating is limited.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:8.0pt">--                  <o:p></o:p></span></p>
<p class="MsoNormal"><a href="http://www.library.ohio.gov/"><span style="font-size:8.0pt;color:windowtext"><img border="0" width="120" height="126" id="Picture_x0020_11" src="cid:image004.jpg@01CEF724.DD938900"></span></a><span style="font-size:8.0pt"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:8.0pt">Matthew R. Dyer<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:8.0pt">Head, Employee Services</span><span style="font-size:8.0pt"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:8.0pt">274 E. 1st Avenue, Suite 100<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:8.0pt">Columbus, OH 43201<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:8.0pt">Tel: 614.644.7066 <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:8.0pt">Fax: 614.644.1972 <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><a href="http://www.library.ohio.gov/"><u><span style="font-size:8.0pt;color:#0C6666">library.ohio.gov</span></u></a></span><span style="font-size:8.0pt">
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:8.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><a href="https://www.facebook.com/StateLibraryOhio"><span style="font-size:8.0pt;color:windowtext"><img border="0" width="24" height="24" id="Picture_x0020_7" src="cid:image006.png@01CEF724.DD938900"></span></a><span style="font-size:8.0pt">
</span><a href="http://twitter.com/statelibohio" target="_blank"><span style="font-size:8.0pt;color:windowtext"><img border="0" width="24" height="24" id="Picture_x0020_3" src="cid:image008.png@01CEF724.DD938900" alt="Description: Twitter logo - links to the State Library of Ohio's Twitter page"></span></a><span style="font-size:8.0pt"> </span><a href="http://library.ohio.gov/blog/" target="_blank"><span style="font-size:8.0pt;color:windowtext"><img border="0" width="24" height="24" id="Picture_x0020_2" src="cid:image010.jpg@01CEF724.DD938900" alt="Description: Blog logo - Links to the State Library of Ohio's blog"></span></a><span style="font-size:8.0pt"> </span><a href="http://pinterest.com/stlibohio/"><span style="font-size:8.0pt;color:windowtext"><img border="0" width="24" height="24" id="Picture_x0020_1" src="cid:image012.png@01CEF724.DD938900"></span></a><span style="font-size:8.0pt"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:8.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><a href="http://library.ohio.gov/state-librarian/share-your-story"><u><span style="font-size:8.0pt;color:#0C6666">Share Your Story</span></u></a></span><span style="font-size:8.0pt"> by telling us how a State
 Library service or resource helped you or your library.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:8.0pt;color:#660033"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:8.0pt;color:#660033">This message and any response to it may constitute a public record and thus may be publicly available to anyone who requests it</span><span style="font-size:8.0pt;color:#660033">.</span><span style="font-size:8.0pt;color:#660033"><o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
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